FALL 2019 GUIDE TO MORTGAGE RATES

FALL 2019 GUIDE TO MORTGAGE RATES

Mortgage rates are determined by the supply and demand for mortgage bonds in the bond market. WHY MORTGAGE BONDS? When you get a mortgage in the US, your mortgage company is getting the money from Fannie Mae, Freddie Mac or other “securitizers”. These...
WHY HOUSING INVENTORY MATTERS TO YOU

WHY HOUSING INVENTORY MATTERS TO YOU

Housing inventory measures how many months it would take to sell all the houses currently listed for sale, at the current pace of home sales.  For example, if there are 400 homes currently listed for sale, and an average of 100 homes are selling each month, there...