Container Homes
Homes made from steel shipping containers. Homes of all shapes and sizes.
Shipping containers are generally available in 10ft, 20ft, and 40ft. The smallest shipping container can provide about 100 square feet of floor space for a shipping container home. Eight larger containers together can make a two-story house at about 1400 square feet. We offer mortgage finance for these types of homes. About 15 million container homes are out of service in the world, so there’s plenty available, container homes are low-cost construction and maintenance,
At Carrero Mortgage Advisors Shipping container home financing is available to help you make the dream of owning your own home a reality.
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305-767-2627
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Fix Rate Loan on Mobile Homes
The most common way to buy (or refinance) a home. It’s a great choice when rates are low so you keep your payments predictable— principal and interest won’t change from month to month. Predictability is great!.
VA Loan Manufactured Homes
Offered to veterans and their surviving spouses. A VA loan with a competitive interest rate and no private mortgage insurance (PMI)—gives our service members added flexibility with down payment amounts.
FHA Loan
First-time homebuyers, or income limitations. FHA is for you! We will help you get into your home with a lower down payment, at Carrero Mortgage Advisors you will find great flexibility with FHA loans.
The 3 Most Important Numbers
CREDIT SCORE
When it comes to getting a lender’s approval to buy or refinance a home, there are 3 key numbers that affect your ability to qualify for a mortgage and how much it will cost you — your credit scoredebt-to-income ratio, and loan-to-value ratio.
LOAN-TO-VALUE-RATIO
Your loan-to-value ratio (LTV) is a way to measure how much equity you have in your home. The LTV is the percent you still need to put toward the principal to fully own your home. The higher your LTV, the more you’re borrowing from your lender.
DEBT-TO-INCOME RATIO
Your debt-to-income ratio (DTI) helps lenders understand how much you can afford to pay for a mortgage each month given your existing monthly debt payments. Lenders add up what your monthly debt will be once you have your new home (e.g., monthly payments for student loans, car loans, credit card bills, etc. plus your future mortgage payment) and divide it by your gross monthly income (i.e., how much money you earn before taxes).
“I have been using CMA for ALL my housing mortgages. From the minute you meet and talk with Brandon he becomes part of the family and will make things happen. He gets it done !!!!! Look no further. He is the best and his staff is awesome. Thank you all for all your help with house #4 !!!!!
We are loving it !!!!! It could not have happened without you !!!!!!!”
Ron Perkov
Mortgage Isn't Easy. We Are Here To Help
Give us a call, let’s start a conversation
Meet Our CEO
Brandon Carrero, CEO
RMLO NMLS # 314143
specializes in both residential and commercial mortgages, as well as construction finance, and both portfolio and private investor mortgages. The company was voted the 2021 Top Mortgage Company in Hollywood Florida by expertise.com. With conventional and alternative financing options, Carrero Mortgage Advisors have helped buyers, to the tune of around $100 million in closed loans. As Brandon says, they “Run the gamut of lending.”
3600 Red Road Suite 310, Miramar, FL 33025 | 305-767-2627
Carrero Mortgage Advisors, LLC NMLS# 1734670 is an Equal Housing Opportunity Lender. © Copyright 2022 and is headquartered at 3600 Red Road Suite 310, Miramar, FL 33025. All rights reserved. Nationwide Mortgage Licensing System (NMLS) Consumer Access Web Site: www.nmlsconsumeraccess.org.
Figure: 7 TAC 80.200(b)
“ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 290, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.“
